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NASDAQ:BCML

Bay Commercial Bank (BCML) Stock Price, News & Analysis

Bay Commercial Bank logo
$26.50 -0.12 (-0.43%)
As of 02:10 PM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

About Bay Commercial Bank Stock (NASDAQ:BCML)

Key Stats

Today's Range
$26.40
$26.89
50-Day Range
$25.07
$27.51
52-Week Range
$18.54
$30.13
Volume
21,726 shs
Average Volume
25,046 shs
Market Capitalization
$291.82 million
P/E Ratio
12.62
Dividend Yield
3.02%
Price Target
$31.00
Consensus Rating
Hold

Company Overview

BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company provides demand, savings, money market, and time deposit accounts. It offers commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection. In addition, the company provides online and mobile banking, automated teller machine, remote deposit capture, night depository, courier, direct deposit, treasury management, wire transfer, automated clearing house, debit cards, cashier's and travelers checks, letters of credit, lockbox, positive pay, reverse positive pay, and account reconciliation services, as well as zero balance accounts and sweep accounts, including loan sweep. It operates through a network of full-service banking branches in Northern and Southern California; Las Vegas, Nevada; Denver, Colorado; Custer, Delta, and Grand counties, Colorado; and Seattle, Washington and Central New Mexico. The company was formerly known as Bay Commercial Bank and changed its name to BayCom Corp in January 2017. BayCom Corp was incorporated in 2004 and is headquartered in Walnut Creek, California.

Bay Commercial Bank Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
65th Percentile Overall Score

BCML MarketRank™: 

Bay Commercial Bank scored higher than 65% of companies evaluated by MarketBeat, and ranked 1487th out of 2,704 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Bay Commercial Bank has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 1 hold rating, and no sell ratings.

  • Amount of Analyst Coverage

    Bay Commercial Bank has received no research coverage in the past 90 days.

  • Read more about Bay Commercial Bank's stock forecast and price target.
  • Earnings Growth

    Earnings for Bay Commercial Bank are expected to grow by 2.02% in the coming year, from $2.48 to $2.53 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Bay Commercial Bank is 12.62, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 23.51.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Bay Commercial Bank is 12.62, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.33.

  • Price to Book Value per Share Ratio

    Bay Commercial Bank has a P/B Ratio of 0.91. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

  • Read more about Bay Commercial Bank's valuation and earnings.
  • Percentage of Shares Shorted

    0.87% of the float of Bay Commercial Bank has been sold short.
  • Short Interest Ratio / Days to Cover

    Bay Commercial Bank has a short interest ratio ("days to cover") of 3.5, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Bay Commercial Bank has recently increased by 14.01%, indicating that investor sentiment is decreasing significantly.
  • Dividend Yield

    Bay Commercial Bank pays a meaningful dividend of 3.01%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    Bay Commercial Bank has only been increasing its dividend for 3 years.

  • Dividend Coverage

    The dividend payout ratio of Bay Commercial Bank is 38.10%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, Bay Commercial Bank will have a dividend payout ratio of 31.62% next year. This indicates that Bay Commercial Bank will be able to sustain or increase its dividend.

  • Read more about Bay Commercial Bank's dividend.
  • Percentage of Shares Shorted

    0.87% of the float of Bay Commercial Bank has been sold short.
  • Short Interest Ratio / Days to Cover

    Bay Commercial Bank has a short interest ratio ("days to cover") of 3.5, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Bay Commercial Bank has recently increased by 14.01%, indicating that investor sentiment is decreasing significantly.
    • Insider Buying vs. Insider Selling

      In the past three months, Bay Commercial Bank insiders have not sold or bought any company stock.

    • Percentage Held by Insiders

      Only 6.50% of the stock of Bay Commercial Bank is held by insiders.

    • Percentage Held by Institutions

      66.16% of the stock of Bay Commercial Bank is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

    • Read more about Bay Commercial Bank's insider trading history.
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    BCML Stock News Headlines

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    BayCom (BCML) Receives a Buy from D.A. Davidson
    BayCom reports Q1 EPS 51c, consensus 52c
    See More Headlines

    BCML Stock Analysis - Frequently Asked Questions

    Bay Commercial Bank's stock was trading at $26.84 at the beginning of 2025. Since then, BCML stock has decreased by 1.2% and is now trading at $26.5050.
    View the best growth stocks for 2025 here
    .

    Bay Commercial Bank (NASDAQ:BCML) issued its earnings results on Thursday, April, 17th. The company reported $0.51 EPS for the quarter, missing the consensus estimate of $0.52 by $0.01. The company earned $32.65 million during the quarter, compared to the consensus estimate of $24.07 million. Bay Commercial Bank had a trailing twelve-month return on equity of 7.26% and a net margin of 16.94%.

    Bay Commercial Bank (BCML) raised $51 million in an IPO on Friday, May 4th 2018. The company issued 2,300,000 shares at $21.00-$23.00 per share. FIG Partners and D.A. Davidson acted as the underwriters for the IPO.

    Bay Commercial Bank's top institutional investors include Wellington Management Group LLP (8.12%), Royce & Associates LP (5.16%), Hotchkis & Wiley Capital Management LLC (1.15%) and Goldman Sachs Group Inc. (0.99%). Insiders that own company stock include Robert G Laverne and George J Guarini.
    View institutional ownership trends
    .

    Shares of BCML stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

    Based on aggregate information from My MarketBeat watchlists, some other companies that Bay Commercial Bank investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Advanced Micro Devices (AMD), ServiceNow (NOW), Adobe (ADBE) and Arista Networks (ANET).

    Company Calendar

    Record date for 4/10 Dividend
    3/13/2025
    Ex-Dividend for 4/10 Dividend
    3/13/2025
    Dividend Payable
    4/10/2025
    Last Earnings
    4/17/2025
    Record date for 7/10 Dividend
    6/12/2025
    Ex-Dividend for 7/10 Dividend
    6/12/2025
    Today
    6/20/2025
    Dividend Payable
    7/10/2025
    Next Earnings (Estimated)
    7/17/2025
    Fiscal Year End
    12/31/2025

    Industry, Sector and Symbol

    Stock Exchange
    NASDAQ
    Sector
    Finance
    Industry
    BANKS - WEST
    Sub-Industry
    Banking
    Current Symbol
    NASDAQ:BCML
    Fax
    N/A
    Employees
    370
    Year Founded
    N/A

    Price Target and Rating

    Average Stock Price Target
    $31.00
    High Stock Price Target
    $31.00
    Low Stock Price Target
    $31.00
    Potential Upside/Downside
    +16.5%
    Consensus Rating
    Hold
    Rating Score (0-4)
    2.00
    Research Coverage
    1 Analysts

    Profitability

    Trailing P/E Ratio
    12.68
    Forward P/E Ratio
    10.73
    P/E Growth
    N/A
    Net Income
    $23.61 million
    Pretax Margin
    22.88%

    Debt

    Sales & Book Value

    Annual Sales
    $138.09 million
    Cash Flow
    $2.42 per share
    Price / Cash Flow
    11.00
    Book Value
    $29.17 per share
    Price / Book
    0.91

    Miscellaneous

    Free Float
    10,292,000
    Market Cap
    $293.09 million
    Optionable
    Optionable
    Beta
    0.52
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    This page (NASDAQ:BCML) was last updated on 6/20/2025 by MarketBeat.com Staff
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